Disclaimer

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All financial planning strategies discussed are subject to individual circumstances and market conditions. Results may vary based on personal financial situations, risk tolerance, and market volatility.

This disclaimer applies to all content, services, and information provided through Xenoluraviaq and its related platforms, communications, and consultations.

Information Accuracy

While we strive to maintain accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content. Financial markets and regulations change frequently, and information may become outdated.

• Market data and financial information may be delayed or subject to revision
• Regulatory requirements and tax implications may change without notice
• Individual circumstances may affect the applicability of general information

Not Professional Financial Advice

Our consultations and discussions are intended to provide general guidance and analytical perspectives on financial planning topics. They do not constitute professional financial advice tailored to your specific situation.

Limitation of Liability

Xenoluraviaq limits its liability for the use of this website and its services as follows:

• We are not liable for any financial losses resulting from the use of information or services provided
• We disclaim responsibility for decisions made based on general discussions or consultations
• We are not responsible for technical errors, system downtime, or data transmission issues
• We exclude liability for any indirect, consequential, or incidental damages

External Links and Third-Party Content

Our website may contain links to third-party websites and resources for your convenience and reference.

We do not endorse or take responsibility for the content, accuracy, or practices of external websites and services.

Results and Outcomes

Individual results may vary.

Financial planning outcomes depend on numerous factors including personal circumstances, market conditions, and individual commitment to implementing discussed strategies. We cannot guarantee specific results or financial improvements.

User Indemnification

By using our services, you agree to indemnify and hold Xenoluraviaq harmless from any claims, damages, or expenses arising from your use of our website, services, or implementation of discussed financial planning concepts.

Governing Law and Jurisdiction

This disclaimer is governed by the laws of Malaysia and any disputes will be subject to the jurisdiction of Malaysian courts.

Age Restrictions

18+ only

Health and Wellness Disclaimer

Changes to This Disclaimer: Changes to This Disclaimer

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements. Continued use of our services constitutes acceptance of any updates.

Acceptance of Terms

By accessing our website and using our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and its terms.

Contact Information

If you have questions about this disclaimer or our services, please contact us using the information below: